Monday, January 9, 2017

FHA lowers MI today

The FHA lowered the Mortgage Insurance factor today.  All new loans after January 27th will have lower mortgage insurance.

Give me a call to lower your MI and your monthly payment.

Kirk Hefty
Secure Mortgage Company

Thursday, January 5, 2017

Reverse Mortgage and Increasing your homes' value

Have you ever considered increasing your homes value with a renovation loan?  Well, what if you are over the age of 62 and retired with no regular income?  How do you qualify for a mortgage or loan when you do not have regular income?

Have you heard of a Reverse Mortgage?  Reverse mortgages are for people over 62 years old and the good part is that is the loan is based on the equity in your home.  So you can get a loan and not have to repay the loan until your death or your spouses death if she lives longer than you.

Remodel your home using the cashout from a Reverse Mortgage.

Give me a call for a free Reverse mortgage or renovation mortgage discussion.

Kirk Hefty
Renovation Loan Expert
Reverse Mortgage Expert
Real Estate Broker

#HeftyDreamHome  #kirkheftymortgage  #kirkheftyrealestate #kirkhefty  #texashomegrants  #fhausa  #fha203ktexas  #cancelmortgageinsurance  

Houston and Renovation lending and Dream Home

Have you been shocked at high home sales prices in the suburbs?

It sure seems like you need to spend $500,000 to purchase a nice 3500 sq ft home these days.  I remember a few years ago you could get 5000 sq ft for those prices.

I found a nice solution to owning a Dream Home at a lower price.  Have you considered renovation of an older home?

Homes within Houston have great potential for remodeling.  The most popular neighborhoods are the Heights, Oak Forest, Garden Oaks, Meyerland, Westbury, and Sharpstown.

You can find a home to purchase for $275,000 and put a $100,000 full remodel and have a home worth over $450,000.

Instant Home Equity

Call me

Kirk Hefty
Renovation Loan Expert
Real Estate Broker

#HeftyDreamHome  #kirkheftymortgage  #kirkheftyrealestate  #texashomegrants  #fhausa  #fha203ktexas  #cancelmortgageinsurance

Meridiana 77583 Live Real Estate Statistics

Real Estate Market Chart by Altos Research

Monday, January 2, 2017

Increase your Home Value through a Renovation Loan

How would you like to increase the value of your home?

Have you ever considered a home renovation?  Renovation mortgages are one loan which includes all remodeling costs.  No need for a mortgage and a separate remodel loan.

Refinance and increase the value of your home.

Don't worry about a down payment.  The loan is for 97% of after improved value.  We need just 3% equity after the whole project is completed.  You won't need the down payment.  You already have it within the home value.

Check out:

Give me a call.

Kirk Hefty

77061 Glenbrook Valley Live Real Estate Statistics

Glenbrook Valley is HOT HOT. Since September of 2016 prices have skyrocketed. This surely is a Sellers' Market. Real Estate Market Chart by Altos Research

Meyerland / Maplewood area 77096 Live Real Estate Statistics

The Meyerland / Maplewood area looks to have peaked in July 2016. Home prices had been on decline. Sale prices seem to be leveling off their downward trend. The Market Action Index is reading this is a Buyers' Market. Real Estate Market Chart by Altos Research

Pearland 77584 LIve Real Estate Statistics

Pearland 77584 area home prices are leveling off. They had been trending down. The current Market Action index is reading this is a Buyers' market. Real Estate Market Chart by Altos Research

Sharpstown 77035 Live Real Estate Statistics

Sharpstown area home prices are down. It is a Buyer's market. The Market Action Index has been trending down. Real Estate Market Chart by Altos Research