Have you considered remodeling your home to increase the home's' value and and gain 20% equity to eliminate the Mortgage Insurance?
I have a renovation loan which can refinance your first mortgage and include up to $150,000 in remodel costs. This will create Instant House Equity. Best part is you get to increase your value and stop mortgage insurance. You might be able to get a remodel for a similar monthly payment that you currently have.
I am a Real Estate Broker and a Mortgage loan officer.
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