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I have been doing numerous FHA refinances from the years 2013 and 2014. These years the FHA charged more mortgage insurance than normal. I am able to save my clients between $50,000 and $150,000 by reducing the term, mortgage insurance, and rate.
The FHA has a renovation mortgage which enable a client to create their DREAM HOME. This works especially well in close in Houston neighborhoods such as Tanglewilde, Maplewood, Sharpstown, Westbury. Often these neighborhoods have remodeled homes selling for $400,000, but unrestored homes are often at cash prices of $200,000. Why not keep the profit for yourself. Build Instant Equity. You can remodel at home with just 3.5% down. Purchase or refinance.
You can own your DREAM HOME with no money down. I can help clients obtain $10,000 to $15,000 in the form of a Free down payment Grant. Clients can own for about $1000. $600 appraisal and a $400 inspection. The Grant will cover the down payment and closing costs.