Wednesday, December 14, 2016

77584 Shadow Creek Ranch Pearland TX Live Real Estate Stats. Shadow Creek Ranch home prices are down; leading to a Buyers' advantage. Contact Kirk for your home buying / selling needs. 713-922-8435 Real Estate Market Chart by Altos Research www.altosresearch.com

Monday, December 5, 2016

77401 It is a Buyers' advantage in Bellaire home sales. The prices are dropping and the buyers' have are receiving better deals. Call Kirk for your real estate and mortgage needs. 713-922-8435 Real Estate Market Chart by Altos Research www.altosresearch.com

Friday, November 4, 2016

Westbury 77035 Live Real Estate Market data and trends

Real Estate Market Chart by Altos Research www.altosresearch.com #FHAUSA.net #BuildInstantHousEquity.com #TexasHomeGrants #FHAremodelHouston #FHA203kTexas #PearlandRealEstateAgent #PearlandRealEstateBroker #ShadowCreekRanch #Meridiana #Pomona #HoustonRealEstateAgent #HeftyDreamHome

Live Pearland 77584 Real Estate Stats

Real Estate Market Chart by Altos Research www.altosresearch.com

Build Instant House Equity to eliminate Mortgage Insurance

Do you still pay mortgage insurance?  Do you have less than 20% equity or have a FHA loan with permanent MI ?

Have you considered remodeling your home to increase the home's' value and and gain 20% equity to eliminate the Mortgage Insurance?

I have a renovation loan which can refinance your first mortgage and include up to $150,000 in remodel costs.  This will create Instant House Equity.  Best part is you get to increase your value and stop mortgage insurance.  You might be able to get a remodel for a similar monthly payment that you currently have.

Call Kirk.
713-922-8435

I am a Real Estate Broker and a Mortgage loan officer.


#FHAUSA.net #BuildInstantHousEquity.com #TexasHomeGrants  #FHAremodelHouston #FHA203kTexas #PearlandRealEstateAgent #HoustonRealEstateAgent #HeftyDreamHome

Thursday, November 3, 2016

Trouble Selling your home? Why not stay and Remodel into your Dream Home?

Have you had trouble selling your home?

Would you like to remodel and increase the homes value?

Let me help you with a government remodel loan.  The loan is a 30 year mortgage which includes up to $150,000 remodel.

You can remodel your current home into your Dream Home.

Dream Home remodels can increase the value for you to enjoy now and build instant home equity.

Often you can increase your home value by 25%.

You can get a pool, landscaping, roof, tile floors, granite, windows, bathrooms, kitchen, outdoor kitchen, carpet, fence, drive-way, siding, appliances, air conditioner, solar, etc.

Enjoy your Dream Home with a government renovation loan.  1 loan. 1 low payment.

Call Kirk 
713-922-8435


#FHAUSA.net #BuildInstantHousEquity.com #TexasHomeGrants  #FHAremodelHouston #FHA203kTexas #PearlandRealEstateAgent #HoustonRealEstateAgent #HeftyDreamHome

Tuesday, October 11, 2016

Having trouble selling your home? Why not try a renovation loan to help sell your home?


Having trouble selling your home?  Why not try a renovation loan to help sell the home?  More buyer options will bring more buyers and thus sell faster.

For example, why not allow the buyer of your home the option to add a pool or an outdoor kitchen or totally remodel the inside of your home with a Dream Kitchen and Dream Bathroom?

Renovation lending can sell your home faster.

I am a Real Estate Broker  and I have the lender, contractor, and inspector ready to help buyers totally remodel your home.

The Dream Home remodel Loan is one loan with only 3.50 % . The remodel takes place after the sale of the home.  The contractor has up to 6 months to complete the total renovation.  Some projects are small and take a few weeks, others are total Dream Home transformations and require 6 moths to complete.  The best part is that you can finance the monthly payments which you are not living in the home during renovation.

Dream Home Remodel

Create Instant House Equity


#FHAUSA.net #BuildInstantHousEquity.com  #HeftyDreamHome.com #HoustonHomeGrants.com #TexasHomeGrants.com   #MeridianNewHomes.com

#ZeroDownHomesHouston #ZeroDownHomesPearland #ZeroDownHomesBrazoria  #DownPaymentAssistanceHouston #FHA203kHouston   #FHAHomeRemodel #PearlandRealEstateAgent #HoustonRealEstateAgent

Tanglewilde Houston TX Live Real Estate Data 77063

Real Estate Market Chart by Altos Research www.altosresearch.com #FHAUSA.net #BuildInstantHousEquity.com #HeftyDreamHome.com #HoustonHomeGrants.com #TexasHomeGrants.com #MeridianNewHomes.com #ZeroDownHomesHouston #ZeroDownHomesPearland #ZeroDownHomesBrazoria #DownPaymentAssistanceHouston #FHA203kHouston #FHAHomeRemodel #PearlandRealEstateAgent #HoustonRealEstateAgent

Renovation Lending for your Dream Home


Instant Equity

Build Instant House Equity.com

Houston area homes are available throughout southwest Houston and in-town which could be remodeled into your Dream Home.  Dream Home renovations create instant equity for you.  

How would you like to buy a home and create equity.  Create Your Dream Home.

I have the lender, contractor, and inspector to create your Dream Home.

The remodel and purchase are one loan.  One Payment.  Just 3.50% down payment.


Create your Dream Home.

#FHAUSA.net #BuildInstantHousEquity.com  #HeftyDreamHome.com #HoustonHomeGrants.com #TexasHomeGrants.com   #MeridianNewHomes.com

#ZeroDownHomesHouston #ZeroDownHomesPearland #ZeroDownHomesBrazoria  #DownPaymentAssistanceHouston #FHA203kHouston   #FHAHomeRemodel #PearlandRealEstateAgent #HoustonRealEstateAgent

Live Real Estate Data Meyerland

Real Estate Market Chart by Altos Research www.altosresearch.com #FHAUSA.net #BuildInstantHousEquity.com #HeftyDreamHome.com #HoustonHomeGrants.com #TexasHomeGrants.com #MeridianNewHomes.com #ZeroDownHomesHouston #ZeroDownHomesPearland #ZeroDownHomesBrazoria #DownPaymentAssistanceHouston #FHA203kHouston #FHAHomeRemodel #PearlandRealEstateAgent #HoustonRealEstateAgent

80/15/5 No Mortgage Insurance Loan Option


Would you like to have no mortgage insurance?  You have a lower cost option than mortgage insurance.  The FHA loans have higher mortgage insurance.  The 80/15/5 loan option is an 80% first mortgage and a 2nd mortgage at 15 with only 5% down.  This is an old trick to avoid mortgage insurance.  Mortgage Insurance is required when a borrower does not have 20% down payment.  The first and 2nd lien option has a lower payment as well.

#FHAUSA.net #BuildInstantHousEquity.com  #HeftyDreamHome.com #HoustonHomeGrants.com #TexasHomeGrants.com   #MeridianNewHomes.com

#ZeroDownHomesHouston #ZeroDownHomesPearland #ZeroDownHomesBrazoria  #DownPaymentAssistanceHouston #FHA203kHouston   #FHAHomeRemodel #PearlandRealEstateAgent #HoustonRealEstateAgent

Live Real Estate Data Pearland Tx

Real Estate Market Chart by Altos Research www.altosresearch.com #FHAUSA.net #BuildInstantHousEquity.com #HeftyDreamHome.com #HoustonHomeGrants.com #TexasHomeGrants.com #MeridianNewHomes.com #ZeroDownHomesHouston #ZeroDownHomesPearland #ZeroDownHomesBrazoria #DownPaymentAssistanceHouston #FHA203kHouston #FHAHomeRemodel #PearlandRealEstateAgent #HoustonRealEstateAgent

Texas Home Grants


Do you need $15,000 to Purchase your Dream Home ?

Would you buy a Dream Home if I gave you $15,000 ?

Texas Home Grants.com

#FHAUSA.net #BuildInstantHousEquity.com  #HeftyDreamHome.com #HoustonHomeGrants.com #TexasHomeGrants.com   #MeridianNewHomes.com

#ZeroDownHomesHouston #ZeroDownHomesPearland #ZeroDownHomesBrazoria  #DownPaymentAssistanceHouston #FHA203kHouston   #FHAHomeRemodel #PearlandRealEstateAgent #HoustonRealEstateAgent


Sunday, October 2, 2016

FHA Refinance to no mortgage insurance


If you have a current FHA mortgage you likely are paying $60,000 to $100,000 in mortgage insurance.

FHA loans after April 2013 have a mandatory 30 years of mortgage insurance.  MI does not go away at 80% loan to value anymore.

Solution:

Refinance to a No Mortgage Insurance loan.  Create wealth for yourself.  Don't pay the government mortgage insurance for 30 years.

Call Kirk Hefty
713-922-8435


#FHAUSA.net #BuildInstantHousEquity.com  #HeftyDreamHome.com #HoustonHomeGrants.com #TexasHomeGrants.com   #MeridianNewHomes.com

#ZeroDownHomesHouston #ZeroDownHomesPearland #ZeroDownHomesBrazoria  #DownPaymentAssistanceHouston #FHA203kHouston   #FHAHomeRemodel #PearlandRealEstateAgent #HoustonRealEstateAgent

Thursday, September 29, 2016

Build Instant House Equity

Build Instant House Equity

Remodel an older Houston Home into your Dream Home

FHA Remodel Loan available with only 3.50% down payment.

The FHA remodel loan will allow you to buy and remodel a home with one loan. You can create your Dream Home and gain Instant Equity.  Often 25% equity after the renovation.

I have the entire process and team available for your to Create a Dream Home.

Neighborhoods which will do very well with a purchase and remodel:

Sharpstown
Westbury
Oak Forest
Garden Oaks
Maplewood
Robindell
Heights

Give me a call to buy and renovate your Dream Home.

Kirk Hefty
713-922-8435

#FHA USA.net #Build Instant House Equity.com #Hefty Dream Home.com #Houston Home Grants.com #Texas Home Grants.com   #Meridian New Homes.com
#Zero Down Homes Houston #Zero Down Homes Pearland #Zero Down Homes Brazoria  #Down Payment Assistance Houston #FHA 203k Houston   #FHA Home Remodel #Pearland Real Estate Agent #Houston Real Estate Agent

Tuesday, September 27, 2016

Zero Down Bad Credit or a $15,000 Home Grant

Don't let a down payment stop you from owning a home.

I have USDA homes near Pearland with No Money down and credit scores of 550 and up.

If that does not excite you, How about $10,000 to $15,000 Home Grants.  Yes, you can get a grant to pay for down payment and closing costs.

Zero down / Grant rules:  earn less than $95,000 and buy a home less than $300,000.

Home ownership is for everyone.  Get your Dream Home.

#TexasHomeGrants.com
#FHA USA.net
#Hefty Dream Home.com
#Pearland zero down homes
#Brazoria zero down homes
#Houston zero down homes
#Houston Home grants
#Pearland Real Estate Agent
#Houston Real Estate Agent

Monday, September 19, 2016

My New Websites

Check out my 3 new web sites.

www.FhaUSA.net

I have been doing numerous FHA refinances from the years 2013 and 2014.  These years the FHA charged more mortgage insurance than normal.  I am able to save my clients between $50,000 and $150,000 by reducing the term, mortgage insurance, and rate.
 

www.BuildInstantHouseEquity.com

The FHA has a renovation mortgage which enable a client to create their DREAM HOME.  This works especially well in close in Houston neighborhoods such as Tanglewilde,  Maplewood, Sharpstown, Westbury.  Often these neighborhoods  have remodeled homes selling for $400,000, but unrestored homes are often at cash prices of $200,000.  Why not keep the profit for yourself.  Build Instant Equity.  You can remodel at home with just 3.5% down.  Purchase or refinance.

www.TexasHomeGrants.com

You can own your DREAM HOME with no money down.  I can help clients obtain $10,000 to $15,000 in the form of a Free down payment Grant.  Clients can own for about $1000.  $600 appraisal and a $400 inspection.  The Grant will cover the down payment and closing costs.



Texas Home Grants


Texas Home Grants
Own your Dream Home
Free $15,000 for Down Payment and closing costs
TexasHomeGrants.com

Remodel Dream Home


Turn that older Home into your Dream Home

http://marketing.remaxdesigncenter.com/12/157812/4623705/4623705.jpg

Wednesday, September 7, 2016

FHA USA.net

FHAUSA.net

My new mortgage web site.  FHA USA.net.

FHA mortgage lending for :

FHA Remodel loan
FHA Reverse Mortgage
FHA Refinance to a No Mortgage Insurance loan
FHA 500 credit score with 10% down

Call me for any of your needs.

Kirk Hefty
713-922-8435

#Pearland Real Estate
#Pearland Zero down loans
#Pearland Home down payment GRANTS
#Houston Down Payment Grants

Houston : Maplewood : 77096 : Live Real Estate Data Trends

Real Estate Market Chart by Altos Research www.altosresearch.com

Saturday, August 20, 2016

LIve Real Estate Market Trends: Zip 77583 ( Meridiana Development , Rosharon, Iowa Colony)

The New Meridiana development in the Pearland area is responsible for the uptick in prices and inventory in the 77583 zip code. Year over Year price and new inventory is attributed to Meridiana. Meridian is a Beautiful new master planned community. The developer plans on 15,000 residents within the next 15 years. Take a look at how the prices are continuing to climb the last 2 months. Real Estate Market Chart by Altos Research www.altosresearch.com

Thursday, August 18, 2016

Zero Down Payment : Pomona


Own your Dream Home in Pomona.  Manvel, TX.  Pearland Area.

Beautiful new home development near Pearland.  Easy access to Highway 288.  Great schools.

Zero Down Payment loans available up to $417,000.  Bad credit ok.

www.TexasHomeGrants.com

call Kirk   713-922-8435

Check out my Zero Down Deal of the Day.



http://www.heftydreamhome.com/Home/2546-Deerwood-Heights-Lane-Manvel-TX-77578/TNH/20-1246902/

Wednesday, August 17, 2016

Tanglewilde Weekly Real Estate Market Statistics

In the last few weeks, the Market Action Index has resumed a climb. Despite the fact that we're in a Seller's market, prices have not yet resumed upward momentum. However, it is likely that given these conditions, prices will at least level off very soon. If the increasing trend continues, expect that prices could shift higher quickly. Real Estate Market Chart by Altos Research www.altosresearch.com

FHA Mortgage Refinance

Do you have a FHA mortgage? You are paying too much mortgage insurance. Call me for a No Mortgage Insurance refinance. You likely can save over $50,000. Kirk 713-922-8435

Friday, July 22, 2016

The Pearland market is slowing down slightly this summer. Homes in current inventory are up. The days on market has gone down recently which is a good sign; the homes are selling at least. Price year over year is down. Take a look at my live real estate data. Real Estate Market Chart by Altos Research www.altosresearch.com

Saturday, June 25, 2016

Pearland Tx : Live Real Estate Statistics

Pearland Live Real Estate Statistics: I compared Year over Year price per square foot and New Listings. Take a look at the charts. Price per square foot is down from last year. Current new listings have stagnated. Real Estate Market Chart by Altos Research www.altosresearch.com

Wednesday, June 22, 2016

Pearland Tx home Inventory and Price Trend for June 2016

Home sales prices in Pearland are down slightly. The June 16 inventory of homes available for sale has risen slightly. Real Estate Market Chart by Altos Research www.altosresearch.com

Monday, June 6, 2016

Texas Home Grants

Down payment assistance grants available all across Texas

5% of the sales price 

$200,000 home sales price has a $10,000 Grant

Grant can be used for down payment and closing costs.  Stop Renting.  There is no excuse why not to buy.  I will give you the down payment.

I am the Realtor and Mortgage Broker.  
Call Kirk  at 713-922-8435

www.TexasHomeGrants.com

Friday, May 27, 2016

ZERO DOWN DEAL OF DAY




http://www.heftydreamhome.com/Home/4229-County-Rd-305b-Alvin-TX-77511/HTN/82521346/

Check out this Link.

ZERO DOWN PAYMENT.  Own your Dream Home with just Earnest Money of $1000 and a $600 appraisal.  No Down Payment and closing costs.

Credit score from 550.

Don't let credit or down payment stop you from owning your Dream Home.

Call Kirk
713-922-8435

Thursday, May 19, 2016

Buying Distressed Property

Today I am going to be discussing buying Distressed property in Houston. Specifically Harris County and southwest Houston. The reason I am focussed on Southwest Houston is that this particular area has increased significantly in the past 5 years. When you are able to purchase a distressed home you can make a substantial profit. Currently I am working on 80 homes in various stages of distress. Some home have been badly damaged by fire; some homes have structural issues due to a foundation problem; other homes have been flooded; then there a just some homes which have been neglected to to time and money. When a home gets older, the owner might need to spend $40,000 updating the home and they are broke; thus no money for the upkeep. I also have spoken with several homeowners who just have had financial problems and need to sell. Fortunately I am able to help both the homeowner and the buyer wanting to fix up the homes. The area has substantial property valuation compared to 10 years ago. The City of Houston has once again become a popular place to live and play and raise a family. If you have ever wanted to buy a home at a below market price and remodel the home into your Dream Home, this is a great time. I have distressed property which you can buy and I can also originate a remodel mortgage to purchase and remodel within the same 1 mortgage loan. Let me know if this is an idea which interests you. Kirk Hefty Real Estate Broker Mortgage Originator 713-922-8435

Monday, February 22, 2016

BELLAIRE / HOME MARKET CONDITIONS / YEAR OVER YEAR / PRICE PER SQ FT DOWN / DAYS ON MARKET UP

Real Estate Market Chart by Altos Research www.altosresearch.com

HOUSTON / REAL ESTATE / BUYING OR SELLING YOUR HOME

ARE YOU LOOKING TO BUY OR SELL A HOME ?

CHECK OUT SOME OF THE HOUSTON  NEIGHBORHOODS I CONCENTRATE :

BELLAIRE
MEYERLAND
BRAESWOOD
MAPLEWOOD
ROBINDELL
FONDREN SOUTHWEST
WESTBURY
SHARPSTOWN
TANGLEWILDE
SPRING BRANCH
OAK FOREST
THE HEIGHTS
BRIARMEADOW
GLENBROOK VALLEY

THE OLDER HOUSTON NEIGHBORHOODS HAVE THE LARGE HOME APPRECIATION, THE HOMES HAVE CHARACTER, LARGE TREES, LARGER LOTS. 

HOME REMODEL LOANS ARE AVAILABLE THROUGH MY MORTGAGE OFFICE.  

TURN THE OLDER HOME INTO YOUR DREAM HOME !

CALL KIRK , 713-922-8435
YOUR REAL ESTATE AND MORTGAGE EXPERT






Wednesday, February 17, 2016

RETIREMENT / 2ND HOME / COSTA RICA

HAVE YOU EVER THOUGHT OF OWNING A HOME IN COSTA RICA ?

BEAUTIFUL, FUN IN THE SUN.  LOW COST OF LIVING.  MANY AMERICANS ALREADY LIVE THERE IN EXPAT COMMUNITIES. 
American style Hospitals.  Low medical costs.

I HAVE SEVERAL LISTINGS IN COSTA RICA FOR SALE. 

CHECK OUT THIS BEAUTY:

http://26montebello.isforsale.com/

If you want to check out Costa Rica, call me.

Kirk Hefty
Real Estate Broker
Mortgage Banker
HeftyDreamHome.com
713-922-8435


26 Monte Bello Mls #18

Wednesday, February 10, 2016

Real Estate / Foreclosure / Prevention

Don't lose a home to Foreclosure before knowing certain remedies !

Sometimes in life trouble can't be avoided.  A foreclosure is often the case of years of bad events which eventually catch up.  Often a job loss, or injury, or a long term illness can effect a person or families finances and result in Foreclosure.

If you or a friend or family member are facing Foreclosure, please call me.  Even if it is a week or days before the home is to be sold at Foreclosure Auction, there are fixes.

Step 1   Stop the Foreclosure Proceeding using a Bankruptcy attorney
Step 2    Work on a manageable payment plan and consolidation or elimination of debt through the Bankruptcy Courts
Step 3    Look at Selling your home while in the Bankruptcy organization process
Or
Step 4    If possible, stay in your home



I refer clients to Attorney Pamela Stewart.  phone:  832-210-3084
Mrs. Stewart is a great bankruptcy attorney with experience with mortgages.  She can stop a foreclosure the day before auction.  Then you can come up with options regarding your home.

Don't let some investor get Rich scooping up your home at a Foreclosure auction.

When facing Foreclosure, call me or Mrs. Stewart.


Kirk Hefty
Mortgage Banker
Real Estate Broker
713-922-8435

Tuesday, February 9, 2016

SENIOR'S / RETIREES / BUY YOUR DREAM HOME !!

ARE YOU A SENIOR OR NEARING RETIREMENT ?

Did you realize you can buy your Dream Home using a Reverse Mortgage ?  Must be 62 years old.

Buy your retirement home with only 40% to 50% down payment; and never have another mortgage payment ever again. 

How about this example:

I have a client in the Bunker Hill area off I-10.  Home prices in her area have sky-rocketed.
She bought in 2000 for $98,000. 
We are going to list her home for sale at $450,000.  She is going to net close to $350,000 CASH.
She will Buy her country Dream Home for $300,000.  Her down payment $140,000
NO MORE MORTGAGE PAYMENTS using a Reverse Mortgage Purchase loan.
She will have $210,000 CASH in the bank and no mortgage payment.
WIN WIN  

If you are retired and wanted to move, call me.  Many areas of Houston have hit the Property Lotto.  You just have to cash in and sell;  Move on to that retirement Dream Home.

Call Kirk
713-922-8435


REVERSE MORTGAGE EXPERT
REAL ESTATE BROKER
MORTGAGE BANKER



Monday, January 18, 2016

REVERSE MORTGAGE / DEBT FREE RETIREMENT

Do you have a Parent who is in retirement but has a mortgage and credit card debt ?

How many Senior's are reaching Retirement and discovering that their Bank Savings' and 401k"s and Social Security are not enough?  

Solution:

Pay off your Mortgage
Pay off your Credit Cards

Never Have Another Mortgage Payment !  Have a debt free Retirement !!

How ?

A Government Insured Reverse Mortgage !  Homeowner needs to be 62 years or older.

For Example:  I had a client who had a $ 1500 / month mortgage and $ 500 / mo credit card payments.  

Solution:  I refinanced his home and paid off the mortgage and the credit cards.  The client also had enough equity to allow a $50,000 credit line.  The credit line had a growth rate of 4.7 %.

So, 10 year Net Benefit  $320,000

Call Kirk
713-922-8435

Reverse Mortgage Expert
Real Estate Broker
Mortgage Originator